About
At Iktifa, we believe real empowerment begins by turning an idea and a skill into a productive, sustainable business. We assess the need, develop the idea, provide production tools, and support the beneficiary until they own their project and can support themselves and their community.
From an idea to a productive project — from a beneficiary to an independent contributor.
We support people with skills, ideas, and the willingness to work through every stage—from application and feasibility assessment to operating and owning a sustainable project.
People with an idea, a skill, or a productive capability can apply for support to start a small project.
An idea or skill + readiness to produce
Young people and people in need who have an idea, skill, or productive capability can apply to Iktifa Waqf for support in establishing a small project. Support may be financial, practical, knowledge-based, or advisory.
Applicants should have experience in their field of work. Alternatively, they may choose one of the project ideas available through Iktifa and receive training and preparation to work on it.
Six forms of support that stay with the beneficiary from the first assessment until the project can continue on its own.
We assess the idea, market, and potential for success before starting.
We help beneficiaries develop the skills needed to operate their projects.
We provide equipment, raw materials, and operational requirements according to the project plan.
Iktifa’s process is responsible, structured, and focused on long-term impact. Approval, purchasing, agreement, repayment, and follow-up are each documented.
Your donation, support, and time can help transform a person in need into a productive, independent contributor to their community.
No. Iktifa purchases equipment, raw materials, and project needs in the beneficiary’s name and in their presence.
You may apply with an existing idea or skill, or select one of the project ideas available through Iktifa and receive the necessary training.
Repayment begins according to the agreed schedule after a grace period determined by the feasibility study.
Iktifa contributes 15% of the total project value, while the beneficiary repays 85% according to the agreed arrangement.
Yes. The beneficiary owns the project from the moment it is established.
About
At Iktifa, we believe real empowerment begins by turning an idea and a skill into a productive, sustainable business. We assess the need, develop the idea, provide production tools, and support the beneficiary until they own their project and can support themselves and their community.
From an idea to a productive project — from a beneficiary to an independent contributor.
We support people with skills, ideas, and the willingness to work through every stage—from application and feasibility assessment to operating and owning a sustainable project.
People with an idea, a skill, or a productive capability can apply for support to start a small project.
An idea or skill + readiness to produce
Young people and people in need who have an idea, skill, or productive capability can apply to Iktifa Waqf for support in establishing a small project. Support may be financial, practical, knowledge-based, or advisory.
Applicants should have experience in their field of work. Alternatively, they may choose one of the project ideas available through Iktifa and receive training and preparation to work on it.
Six forms of support that stay with the beneficiary from the first assessment until the project can continue on its own.
We assess the idea, market, and potential for success before starting.
We help beneficiaries develop the skills needed to operate their projects.
We provide equipment, raw materials, and operational requirements according to the project plan.
Iktifa’s process is responsible, structured, and focused on long-term impact. Approval, purchasing, agreement, repayment, and follow-up are each documented.
Your donation, support, and time can help transform a person in need into a productive, independent contributor to their community.
No. Iktifa purchases equipment, raw materials, and project needs in the beneficiary’s name and in their presence.
You may apply with an existing idea or skill, or select one of the project ideas available through Iktifa and receive the necessary training.
Repayment begins according to the agreed schedule after a grace period determined by the feasibility study.
Iktifa contributes 15% of the total project value, while the beneficiary repays 85% according to the agreed arrangement.
Yes. The beneficiary owns the project from the moment it is established.
Iktifa reviews the application, its attachments, and the applicant’s experience.
Application + documents + CV
Iktifa Waqf conducts an initial review of the submitted application and its attachments, including the applicant’s CV and relevant supporting information.
Together we prepare a feasibility study that tests demand, the person, and whether the projections are realistic.
We work with the applicant to assess the project and prepare a feasibility study that examines its potential for success.
The assessment includes reviewing the applicant, evaluating the project’s products or services, understanding market demand, and confirming that the expectations and projections in the feasibility study are realistic.
The decision is not based on the idea alone. It is based on the project’s readiness, demand, and realistic potential for sustainable success.
After approval, Iktifa buys equipment, materials, and supplies in the beneficiary’s name and in their presence.
Once approved, Iktifa provides its contribution in installments that match the scale of the project and the timing of purchasing production supplies, equipment, machinery, or raw materials.
Funds are not handed to the beneficiary as cash. Instead, Iktifa purchases the required items in the beneficiary’s name and in their presence, ensuring that support is directly invested in establishing and operating the project.
Support becomes productive tools — not cash payments.
An interest-free agreement records ownership, guarantees, and each side’s responsibilities.
Clear agreement • protected rights • project ownership
Iktifa Waqf signs an agreement with the beneficiary in the form of an interest-free loan contract. The agreement supports the beneficiary’s eventual ownership of the project while including the necessary guarantees.
After a grace period, the owner repays 85% on the agreed schedule. Iktifa’s share is 15%.
The project owner begins repaying installments according to the repayment schedule signed with Iktifa Waqf, following a grace period determined by the feasibility-study recommendation.
Repayment continues until the beneficiary has paid 85% of the amount spent on the project. Iktifa’s contribution represents 15% of the total project value, based on a mutually agreed arrangement and a signed memorandum of understanding.
If the beneficiary wishes to repay the full amount, Iktifa has no objection.
For those who partner with Iktifa, the 15% share helps the endowment support future projects.
For beneficiaries who choose to partner with Iktifa, the Waqf’s share represents 15% of the project. The share of profit generated from this contribution becomes one of the resources that strengthens Iktifa’s ability to continue its sustainable development and productive empowerment role.
The goal is not only to establish one project, but to create a sustainable cycle of impact that can empower more people in the future.
Donations and support
Gifts, time, and partnerships enter the endowment.
Project establishment
A feasible idea is equipped and opened.
Productive business
The project produces and begins to earn.
Independent beneficiary
The owner runs the project and supports their community.
Sustainable resources that support future projects
The agreed share returns strength to the next cycle.
Ownership starts when the project is established. Iktifa keeps walking with the owner toward independence.
The beneficiary owns the project from the moment it is established. Iktifa continues to support empowerment through a clear framework that helps the beneficiary build independence, productivity, and long-term sustainability.
From a beneficiary to a producer. From an idea to sustainable impact.
We accompany beneficiaries from the beginning until their project is able to continue sustainably.
The project is established in the beneficiary’s name and becomes a foundation for economic independence.
Iktifa’s model supports the continued empowerment of future beneficiaries and projects.
Iktifa’s agreed contribution and share can support the continuation of its productive empowerment work and help support future beneficiaries.
Iktifa reviews the application, its attachments, and the applicant’s experience.
Application + documents + CV
Iktifa Waqf conducts an initial review of the submitted application and its attachments, including the applicant’s CV and relevant supporting information.
Together we prepare a feasibility study that tests demand, the person, and whether the projections are realistic.
We work with the applicant to assess the project and prepare a feasibility study that examines its potential for success.
The assessment includes reviewing the applicant, evaluating the project’s products or services, understanding market demand, and confirming that the expectations and projections in the feasibility study are realistic.
The decision is not based on the idea alone. It is based on the project’s readiness, demand, and realistic potential for sustainable success.
After approval, Iktifa buys equipment, materials, and supplies in the beneficiary’s name and in their presence.
Once approved, Iktifa provides its contribution in installments that match the scale of the project and the timing of purchasing production supplies, equipment, machinery, or raw materials.
Funds are not handed to the beneficiary as cash. Instead, Iktifa purchases the required items in the beneficiary’s name and in their presence, ensuring that support is directly invested in establishing and operating the project.
Support becomes productive tools — not cash payments.
An interest-free agreement records ownership, guarantees, and each side’s responsibilities.
Clear agreement • protected rights • project ownership
Iktifa Waqf signs an agreement with the beneficiary in the form of an interest-free loan contract. The agreement supports the beneficiary’s eventual ownership of the project while including the necessary guarantees.
After a grace period, the owner repays 85% on the agreed schedule. Iktifa’s share is 15%.
The project owner begins repaying installments according to the repayment schedule signed with Iktifa Waqf, following a grace period determined by the feasibility-study recommendation.
Repayment continues until the beneficiary has paid 85% of the amount spent on the project. Iktifa’s contribution represents 15% of the total project value, based on a mutually agreed arrangement and a signed memorandum of understanding.
If the beneficiary wishes to repay the full amount, Iktifa has no objection.
For those who partner with Iktifa, the 15% share helps the endowment support future projects.
For beneficiaries who choose to partner with Iktifa, the Waqf’s share represents 15% of the project. The share of profit generated from this contribution becomes one of the resources that strengthens Iktifa’s ability to continue its sustainable development and productive empowerment role.
The goal is not only to establish one project, but to create a sustainable cycle of impact that can empower more people in the future.
Donations and support
Gifts, time, and partnerships enter the endowment.
Project establishment
A feasible idea is equipped and opened.
Productive business
The project produces and begins to earn.
Independent beneficiary
The owner runs the project and supports their community.
Sustainable resources that support future projects
The agreed share returns strength to the next cycle.
Ownership starts when the project is established. Iktifa keeps walking with the owner toward independence.
The beneficiary owns the project from the moment it is established. Iktifa continues to support empowerment through a clear framework that helps the beneficiary build independence, productivity, and long-term sustainability.
From a beneficiary to a producer. From an idea to sustainable impact.
We accompany beneficiaries from the beginning until their project is able to continue sustainably.
The project is established in the beneficiary’s name and becomes a foundation for economic independence.
Iktifa’s model supports the continued empowerment of future beneficiaries and projects.
Iktifa’s agreed contribution and share can support the continuation of its productive empowerment work and help support future beneficiaries.